-  Availment and collateral management

Once the Customer has its assessed loan limit structure, the Customer is entitled to "withdraw" fund from its provided commitments. The Customer then requests a loan and provides a collateral against. At this stage the collateral is evaluated and an approriate decision will be made in the light of the open limits and the collateral featured attributes.

This Availment and Collateral module features:

Directly available from the flow manager

Register and input credit approvers requested/needed documents

Open limits and input details of request

Transaction maintenance

Collateral maintenance

Documentation & closure supported (contract creation and other supplements docs)

Deal - Collateral linkage is supported

Monitor collateral adequacy with limit utilisations

Documents deferral is supported (missing/awaited documents )

Two levels (maker-checker) of approval of the transaction

and finally, (as usual) all activities logged in UM


More information will be made available soon at HERE